The Future of Consumer AI: Insights from Vanessa Larco

As we step into the future, 2026 is shaping up to be a game-changer for consumer artificial intelligence (AI). Vanessa Larco, a partner at Premise and a veteran investor, believes we’re on the verge of a major shift in how we engage online. She envisions AI powering “concierge-like” services that could radically alter our online experiences. But what does this mean for established platforms like WebMD and TripAdvisor? Will they merge into more omnipresent AI frameworks like ChatGPT or Meta AI?

Today, let’s unpack these thoughts and explore what’s brewing in the world of consumer AI, inspired by Larco’s recent discussion on TechCrunch’s Equity podcast.

A New Dawn for Consumer Engagement

What’s in Store for 2026?

Larco is bullish about the potential for consumer engagement in the coming years. With AI tools evolving rapidly, consumers can expect to see software that’s smarter, more intuitive, and seamlessly integrated into their daily lives. Imagine a smartphone that not only understands what you’re looking for but also anticipates your needs based on your previous actions. That’s the future Larco envisions.

But here’s the million-dollar question: will traditional consumer apps stand the test of time, or will they dissolve into the expansive AI ecosystems? As we dive deeper, it becomes clear that a reckoning is on the horizon for legacy platforms.

The Fate of Traditional Apps

Larco addresses what’s likely to happen to familiar services in this new landscape. WebMD has been a go-to for health information, while TripAdvisor has served as a staple for travel reviews. Will these applications retain their standalone identities, or will they fall prey to the overarching capabilities of AI?

She argues that certain platforms might indeed get absorbed, but not without a fight. These apps have built valuable databases over the years. Just because AI can offer personalized recommendations doesn’t mean that people will immediately abandon their trusted resources. Could there be a way for these apps to integrate AI for enhanced services without losing their identities?

Finding Opportunities in AI

The Playground for Startups

Larco’s vision isn’t limited to existing applications; she also highlights a vibrant landscape for startups to innovate within. The question of where new businesses can find their niche is crucial. As old platforms adapt or merge with AI, new opportunities may arise.

Think about it: how often do we rely on multiple apps for specific tasks, each with its own learning curve and limitations? The market is ripe for services that simplify these processes, centralizing attention through intelligent AI solutions. For entrepreneurs, this presents both a challenge and a remarkable opportunity.

The Role of “Disposable Software”

One intriguing concept Larco introduced is the notion of “disposable software.” Unlike traditional applications, which often demand greater commitment from users, Larco suggests people might increasingly treat AI tools like simple documents – temporary solutions for immediate needs.

This attitude may lead to a significant shift in how we create and consume apps. Features that seem permanent may become unusually fluid. People might choose to dabble in new AI models without long-term commitments, leading to a dynamic landscape.

Embracing Voice Interfaces

The Shift from Screens to Voice

Larco’s experience with Meta’s Ray-Ban smart glasses further underscores her belief in the potential of voice interfaces. She describes how these devices have transformed her perception of technology; screens may not always be necessary for completing tasks. Walking around town, she found herself interacting more through voice commands than scrolling through menus.

This opens a world of possibilities! If voice interfaces can facilitate seemingly complex tasks, what other technologies might follow this trend? For many, this change could lead to more intuitive interactions – less time wasted on navigating screens and more time focused on engagement.

Predictions and Trends for 2026

What Lies Ahead

As Larco looks ahead, she predicts another significant year of mergers and acquisitions (M&A) in the tech space. The rapid evolution of AI doesn’t just foster new startups; it may also encourage consolidation within the industry. Companies may seek partnerships to enhance their AI capabilities, leading to stronger offerings and greater durability against competition.

The Impact of Stablecoins

Another area where Larco sees potential is stablecoins and their role in transforming business models. These digital currencies could provide a new layer of security and reliability for consumers as they engage with technology. What new possibilities might these innovations unlock? The interconnectedness of financial solutions and AI could pave the way for more efficient transactions, creating a smoother experience for consumers.

Connecting The Dots: What This Means For You

So, why should you care about these developments? The rise of consumer AI and its transformative potential has implications for all of us. Whether you’re a casual user browsing for health information or a startup founder looking to carve out your niche, the landscape is shifting rapidly.

Imagine a world where AI seamlessly predicts your needs. Picture telling your voice-activated service, “I need a restaurant suggestion,” and having it provide options tailored specifically for you, based on previous dining experiences and real-time evaluations of your preferences. That’s the future we’re moving toward, promising convenience and personalization like never before.

Call to Action: Stay Informed

As these advancements unfold, staying informed will be crucial. Platforms and services you rely on may evolve dramatically, and by keeping your ear to the ground, you can navigate these transitions with confidence.

The AI revolution isn’t just tech jargon—it’s about how we live day-to-day, make choices, and spend our time online.

In Reflection: The Heart of the Matter

As we look toward this transformative future, it’s clear that while some things may change, the core of our needs as consumers remains the same. We’re all searching for efficiency, convenience, and security. As technology evolves, it’s not just about the apps themselves; it’s about how they can enhance our lives.

What Larco highlights is more than industry jargon—it’s a call to (and for) adaptation. AI has the potential to reshape our interactions with technology, making us rethink our roles as consumers. In this fast-paced tech landscape, we’re all players and spectators. The question remains, how will we choose to engage?

The years ahead promise a thrilling ride, one where consumer AI sits front and center. As we navigate these changes, let’s stay curious, attentive, and ready for what’s next. After all, the future isn’t just something that happens to us; it’s something we actively shape.